Houses are cheap over there Vic. The cheapest house here that I've seen is $220,000. (average house price $450,000) That one looks good, I would go for it.

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Vic, I thought you were a Vet. If so there are some good programs available through the VA some of which I believe would help with the down, and you might get an even better interest rate.

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"Sour Grapes make a bitter Whine." <(0)>

Walk away as quickly as you can.
There's a lot of work needed to get the place habitable, I'm certain that a survey would turn up more structural issues than can be seen in the pictures.
There must be a reason why it has not sold in just under two years, the first three reasons that come to mind ar: Bad area? Over priced? Too much work needed?
But as Chris says it is your call. If I were looking to spend $65k on a property, and had your health problems I would be looking for somewhere that was ready to move in, needing only a bit of paint not significant work.

---

Bob Smith
Member of Seti PIPPS (Pluto is a Planet Protest Society)
Somewhere in the (un)known Universe?

Vic,

Another thing to consider, and please don't take this as criticism of your idea just something else to think about.

The staining where the floor was removed would appear to be black mold. This would be the case if the floor collapse was caused by water leakage. Additionally if the leakage was caused by the failure of PEX waterline tubing(used extensively in manufactured housing), the entire non-waste side of the plumbing may need to be replaced.

http://failures.wikispaces.com/PEX+Plumbing+Failures

Replacing the piping would be a major cost but small compared to mold remediation which could entail replacement of much drywall if the mold migration is extensive. I would suggest, at the least, have a mold and plumbing inspection done before moving forward on any level.

County inspectors and your home insurance will not issue a Certificate of Occupancy until these problems are corrected.

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"Sour Grapes make a bitter Whine." <(0)>

Hope the new house works out for you Vic I honestly do seams your set on it despite people who are asking you to be careful and not to rush things . But if things don't work out please don't start moaning about it

...manufactured homes, we call them pre-fabricated, are known over here. A fair number of recent builds have been timber frames with a weatherproof cladding, with internal dry lining, and a lot of the plumbing and wiring already installed in the factory. Very fast to errect on site once the foundations and service interfaces have been put in place.
Looking closely at the pics I can see how Jaded thinks its black mold, to me it looks more like glue run which is nowhere near as bad. But is still not a good thing to see missing floors like that.
Currently, if I'm understanding the situation, you own your trailer, but pay what we call "ground rent" to the trailer park and that costs you 215 per month. So your capital worth is the sales value of the trailer. Lauing aside that you have a friend who is intereted in it, do you know its currnet resale value? I would hope it would be somewhere near the 35k capital cost of the house you are looking at otherwise you are going to be faced with the repayments on a mortgage needed to cover the difference between the selling price and purchase price, plus the repayments on the 203k loan. One very important question, how long do you want to take to pay off any mortgage plus the 203k loan?

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Bob Smith
Member of Seti PIPPS (Pluto is a Planet Protest Society)
Somewhere in the (un)known Universe?

Like Rob said pre fabricated homes are becoming popular again here with the cost of land and house prices . I'd never be able to afford a mortgage when I was working b4 my crash happened , where I live in England is near Ex USAF air bases Bentwaters and Woodbridge . House prices are bad enough here let alone nearer to London .
You've said yourself you do have issues with depression , I don't want to see you go on a downer if it doesn't work out that's all

Hope it all works out for you then Vic :-)

Good luck Vic. :-)

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TimeLord04
Have TARDIS, will travel...
Come along K-9!
Join Calm Chaos

Good luck Vic. :-)

+1 :-)

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Ah, the joys of homeownership. :-(

Here are some things I didn't know before I bought my house:

-There are a lot of subterranian termites in my area, and one
needs to pay for termite preventative treatment every five years
or so. (My house has termites now and I can't afford to pay to
get rid of them. It would cost $2,000. If I had a decent credit
rating I could make payments, but I don't. I would have to make
a single payment at the time of service. So termites feast on my
home. I try not to think about it, until the day something falls
off.)

-There are a lot of other preventative things one needs to do from
time to time, or after something has gone wrong: replace a water
heater; put up a new roof; replace a carpet or treat floors; paint
walls (cheap if you can do it yourself); and other things I can't
think of right now.

-Something will go wrong and you'll have to replace it or fix it.

-Outdoor maintenance must be done: lawn mowing and keeping your
house looking nice (for the neighbors: I feel extremely guilty
that I don't have enough money to improve the exterior appearance
of my house, but then I'd have to wait until after the termites
are gone; what's the point of painting a termite-chewed house?).

There are probably other things I could bring up if I wanted to sit
and think about it for a while, but I won't.

My point is that owning a house is going to require money for
repairs and maintenance. If you don't make enough money to put some
away for a home repair/maintenance fund, you shouldn't buy a house.

I am not telling anyone whether or not they should buy a house. I
am just giving potential home buyers something to think about.

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~Sue~

My first thought on seeing those stained floor joists was also mold. I would definitely want an inspection to check that out before anything else.

---

David
Sitting on my butt while others boldly go,
Waiting for a message from a small furry creature from Alpha Centauri.

I am not Vic bashing here, but, really what is his point?
He is targeting a specific home for sale, price and pics, and goes through what it would take to buy it...etc. etc. etc.......talking about how the location would be good for him...etc. etc. etc..

But, if I am not mistaken, the reality is that it would take a year or more for him to save for the downpayment.

What is the point? Really think that property is still gonna be on the market in another year? Nobody is gonna take an offer to buy and wait a year for the deal to be consummated. And if it IS still on the market a year from now...double the reasons to back very very far away from it.

So, my advice to Vic would be........................
If that is your dream, you have to start saving NOW, and have cash in hand when the time comes to make a real offer on a real opportunity at that time.
Not debating whether it's mold or black flooring adhesive in the pics. It does not matter. You are not in a position to make an offer on this property.

Go ahead and research the financing available to you. I think some financing can be put in place pending any finite purchase offer. Some banks or credit unions will get 'things in motion', so to speak, that gets the preliminaries out of the way so that if you find a real opportunity, you can strike whilst the iron is hot. Nothing foolish about doing that, certainly.

If I am wrong on anything, I apologize. But that is what I understand the situation to be.

---

"Time is simply the mechanism that keeps everything from happening all at once."

I am not Vic bashing here, but, really what is his point?
He is targeting a specific home for sale, price and pics, and goes through what it would take to buy it...etc. etc. etc.......talking about how the location would be good for him...etc. etc. etc..

But, if I am not mistaken, the reality is that it would take a year or more for him to save for the downpayment.

What is the point? Really think that property is still gonna be on the market in another year? Nobody is gonna take an offer to buy and wait a year for the deal to be consummated. And if it IS still on the market a year from now...double the reasons to back very very far away from it.

So, my advice to Vic would be........................
If that is your dream, you have to start saving NOW, and have cash in hand when the time comes to make a real offer on a real opportunity at that time.
Not debating whether it's mold or black flooring adhesive in the pics. It does not matter. You are not in a position to make an offer on this property.

Go ahead and research the financing available to you. I think some financing can be put in place pending any finite purchase offer. Some banks or credit unions will get 'things in motion', so to speak, that gets the preliminaries out of the way so that if you find a real opportunity, you can strike whilst the iron is hot. Nothing foolish about doing that, certainly.

If I am wrong on anything, I apologize. But that is what I understand the situation to be.

No you're not wrong, I'm just in the talking stage, last I was told a home inspection would cost $200.00, plus there is financing helps with the down payment a real estate agent of My own might be able to lower the price some more, like to $32,000.00, maybe or maybe not. Still I'm just talking right now.

So, you can finance the downpayment as well?

Dude, in poker they call that going 'all in'...be sure you got the cards, buddy....LOL.
Best of luck to ya.

Meow.

---

"Time is simply the mechanism that keeps everything from happening all at once."

Well, Richard....
I gotta admit some bit of identifying with Vic just for this once.
A man's gotta dream some. That is what makes life worthwhile.

But, if one has any hope of making a dream come true, one must take steps to move it from the dream state into reality state.

And in Vic's case, that would mean ceasing to spend money on extra computer bits and start putting that money into savings toward that goal.

It is always a very hard thing to give up one dream or goal to focus on another, but that is where the reality bit comes in.

I am just very lucky that I bought my home before my Seti addiction came about, or I just might still be living in a mobile home on the edge of town with a car cut up in the swamp behind and no cats.

Destiny has a strange way of saying...as Jack Reacher did....
'Remember, you wanted this.....'

---

"Time is simply the mechanism that keeps everything from happening all at once."

My first thought on seeing those stained floor joists was also mold. I would definitely want an inspection to check that out before anything else.

And go with them if you can when they inspect. I wish I'd done so.

---

~Sue~

Most areas of the high desert are too dry for termites, now down at the Mojave River, above the Narrows in Victorville there is an ancient form of termites, but that's all, so no worries on that.

Lots of different types of termites. The subterranean ones need
lots of moisture. I don't know if the others do.

---

~Sue~

I am not Vic bashing here, but, really what is his point?
He is targeting a specific home for sale, price and pics, and goes through what it would take to buy it...etc. etc. etc.......talking about how the location would be good for him...etc. etc. etc..

But, if I am not mistaken, the reality is that it would take a year or more for him to save for the downpayment.

What is the point? Really think that property is still gonna be on the market in another year? Nobody is gonna take an offer to buy and wait a year for the deal to be consummated. And if it IS still on the market a year from now...double the reasons to back very very far away from it.

So, my advice to Vic would be........................
If that is your dream, you have to start saving NOW, and have cash in hand when the time comes to make a real offer on a real opportunity at that time.
Not debating whether it's mold or black flooring adhesive in the pics. It does not matter. You are not in a position to make an offer on this property.

Go ahead and research the financing available to you. I think some financing can be put in place pending any finite purchase offer. Some banks or credit unions will get 'things in motion', so to speak, that gets the preliminaries out of the way so that if you find a real opportunity, you can strike whilst the iron is hot. Nothing foolish about doing that, certainly.

If I am wrong on anything, I apologize. But that is what I understand the situation to be.

No you're not wrong, I'm just in the talking stage, last I was told a home inspection would cost $200.00, plus there is financing helps with the down payment a real estate agent of My own might be able to lower the price some more, like to $32,000.00, maybe or maybe not. Still I'm just talking right now.

So, you can finance the downpayment as well?

Dude, in poker they call that going 'all in'...be sure you got the cards, buddy....LOL.
Best of luck to ya.

Meow.

I bought my home without making a down payment. I don't know if that's
possible for everyone. Maybe it was because I'm a vet and it was a VA
loan. Also, I asked the sellers to pay the closing costs. If the
sellers are desperate to sell, they'll do that.

You'd be a fool to have the home inspected now. You want to know the
condition when you make your offer, not a year before you make your
offer. Anything could happen between now and then.

---

~Sue~

Low impact kinetoc ops.
Uhh,..........cannot speak about that.

If opps wants you dead, you are dead.

Just assume from here on out, that anything you say or do against me is being recorded, and could be used against you at some further point in time.

---

"Time is simply the mechanism that keeps everything from happening all at once."

, so far no one has called and the number I was left in an email have not been answered.

Yes, well it was a major holiday weekend, and with another one coming up, they may just be taking the whole week off.

---

David
Sitting on my butt while others boldly go,
Waiting for a message from a small furry creature from Alpha Centauri.