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Robert Waite Send message Joined: 23 Oct 07 Posts: 2417 Credit: 18,192,122 RAC: 59 |
My question to all the American SETI@Home folks... How's the Free Market Healthcare working out for you? Here's some interesting reading on health insurance rate increases coming down on you or your employer. California: Average rates are expected to increase 25 percent in 2010, with increases as high as 39 percent for some policyholders. Colorado: Average rates are expected to increase 19.9 percent in 2010, with increases of up to 24.5 percent for some policyholders. Connecticut: State regulators approved an up to 20 percent increase for certain policyholders in 2009 after WellPoint’s subsidiary requested rate hikes from 22 percent to 32 percent. Georgia: Average rate increases were 21 percent in 2009. Georgia Insurance Commissioner John Oxendine said the same percentage increase is expected for 2010. Indiana: Rates are expected to increase 21 percent in 2010. Kentucky: Rates for individual policyholders with Anthem’s PPF/FFS plan increased 3 percent in July 2009.6 Maine: Anthem Blue Cross and Blue Shield requested a 23 percent increase for 2010 after five straight years of double-digit increases for individual policyholders. Anthem is suing the Maine Insurance Commissioner for rejecting its request last year for an 18.5 percent rate hike and allowing a 10.9 percent increase. Missouri: No data available. WellPoint did not respond to CAP Action requests for data. Nevada: The Nevada Division of Insurance approved roughly a 13 percent overall rate increase for Anthem Blue Cross and Blue Shield in 2009.7 New Hampshire: Average rates are expected to increase between 12 percent and 13 percent. There was a 17 percent increase in 2009 for small business premiums. New York: Rates are expected to increase 13.2 percent to 17.2 percent, depending on the health plan. Ohio: Average individual rates are expected to decline 40 percent in 2010 due to a new state law that went into effect in 2010. Virginia: Rates are expected to increase 7 percent to 15 percent.8 Wisconsin: Certain individual health plan rates are expected to increase 17.2 percent.9 Recent premium changes in the individual market from WellPoint Inc. subsidiaries by state Universal Single Payer sure starts to sound even more appealing after this. I do not fight fascists because I think I can win. I fight them because they are fascists. Chris Hedges A riot is the language of the unheard. -Martin Luther King, Jr. |
Robert Waite Send message Joined: 23 Oct 07 Posts: 2417 Credit: 18,192,122 RAC: 59 |
Here's a link to the full article I lifted those numbers from http://www.americanprogressaction.org/issues/2010/02/pdf/wellpoint.pdf I do not fight fascists because I think I can win. I fight them because they are fascists. Chris Hedges A riot is the language of the unheard. -Martin Luther King, Jr. |
skildude Send message Joined: 4 Oct 00 Posts: 9541 Credit: 50,759,529 RAC: 60 |
Though I like the idea of single payer, I would like to point out that a few of the statistics you pointed to talk about individual insured rates which are generally much higher than the corporate accounts such as I have from my work. With that said, I reviewed my medical insurance including dental and optical and found that the optical insurance had changed hands. the cost was the same however I am limited to 3-4 opthamologists in the county. also they eliminated a great deal of the benefit. no more free transition lens. Now its $75 my medical insurance payments rose about $5 a month, same copay but higher deductibles and again decreased office visit privledges. Seems every year the Insurance companies want more give less and demand that you take it like a man. Eventually, I will come to a point where its cheaper for me to not pay the Insurance and just pay for my office visits out of pocket. In a rich man's house there is no place to spit but his face. Diogenes Of Sinope |
Gary Charpentier Send message Joined: 25 Dec 00 Posts: 30651 Credit: 53,134,872 RAC: 32 |
My question to all the American SETI@Home folks... The increase on that will run up to infinite percent. |
hiamps Send message Joined: 23 May 99 Posts: 4292 Credit: 72,971,319 RAC: 0 |
Seems things have just gone downhill from here and NO US Presidents care enough to do away with it.... "President Nixon appeased the left and proposed the HMO Act, which Congress passed in 1973. The law created new, supposedly cheaper health coverage with millions of dollars to HMOs, which, until then, constituted a small portion of the market. Kaiser Permanente was the only major HMO in the country by 1969 and most of its members were compelled to join through unions." This was made to help insurance companies and still does. Official Abuser of Boinc Buttons... And no good credit hound! |
AC Send message Joined: 22 Jan 05 Posts: 3413 Credit: 119,579 RAC: 0 |
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skildude Send message Joined: 4 Oct 00 Posts: 9541 Credit: 50,759,529 RAC: 60 |
perfect its the US all of africa and most Muslim countries that dont have universal or single payer healthcare In a rich man's house there is no place to spit but his face. Diogenes Of Sinope |
AC Send message Joined: 22 Jan 05 Posts: 3413 Credit: 119,579 RAC: 0 |
perfect its the US all of africa and most Muslim countries that dont have universal or single payer healthcare Yeah most developed counrties have some kind of universal public health care system or some other system where part of the cost is covered and/or kept down. |
Dena Wiltsie Send message Joined: 19 Apr 01 Posts: 1628 Credit: 24,230,968 RAC: 26 |
When I was a kid it worked great but the more the government plays with it the more problems it has. Our drug cost are higher because other countries get their drugs at a reduced rate causing us to pay development cost for new drugs. Legal jackpots cause higher insurance rates to doctors and insurance payers. Government medical under payment causes cost to be passed on to to those of us who don't have some form of government payment. If you don't have insurance and are unable to pay, you just walk into the hospital and everybody else who needs medical care and can pay will pay for your medical care. People with insurance often over use the insurance because it cost them nothing to use the insurance. In my case I have a HMO that I use as a catastrophic policy because my doctor is not covered by the policy. In the time we have had the policy, they have given me 6 doctors but by paying out of pocket I have had 2 doctors in the last 32 years and thats because one retired. It wouldn't take much to fix the problems but Obama's 2000 page take over of health care will only cause me more problems because I fear my doctor will quit instead of dealing with the government. I am lucky because the few health problems I have are minor problems treated with antibiotics. Few people in this country do without medical care but we do have cost issues that need to be addressed. |
zoom3+1=4 Send message Joined: 30 Nov 03 Posts: 65750 Credit: 55,293,173 RAC: 49 |
‘Patient Protection and Affordable Care Act’. or HR3590 I found this and It says a lot and of course 10 State Republican AGs are filing lawsuits against this new Bill which was passed fair and square as It was on C-Span live on Sunday(to be signed on Tuesday), the Reconciliation Bill will be voted on by the US Senate on Tuesday sometime. For more accurate info, See the link below. http://www.opencongress.org/senate_health_care_bill http://www.opencongress.org/bill/111-h3590/showSenate Bill to be signed by President Obama http://www.opencongress.org/bill/111-h4872/showReconciliation Bill to amend HR3590 Open Congress.org wrote: The health care bill that is going to be signed into law tomorrow requires all Members of Congress and congressional staffers to ditch their cushy Federal Employee Health Benefits insurance plans and buy insurance on the new health care exchanges. They would have the same insurance options available to them as everyone else in the individual insurance market. http://www.opencongress.org/ Open Congress.org wrote: ‘Sec. 2711. No lifetime or annual limits. ‘Sec. 2712. Prohibition on rescissions. ‘Sec. 2713. Coverage of preventive health services. ‘Sec. 2714. Extension of dependent coverage. ‘Sec. 2715. Development and utilization of uniform explanation of coverage documents and standardized definitions. ‘Sec. 2716. Prohibition of discrimination based on salary. ‘Sec. 2717. Ensuring the quality of care. ‘Sec. 2718. Bringing down the cost of health care coverage. ‘Sec. 2719. Appeals process. Sec. 1002. Health insurance consumer information. Sec. 1003. Ensuring that consumers get value for their dollars. The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's |
zoom3+1=4 Send message Joined: 30 Nov 03 Posts: 65750 Credit: 55,293,173 RAC: 49 |
Here's something from the Washington Post on what the CBO says(Congressional Budget Office): http://voices.washingtonpost.com/ezra-klein/2010/03/how_big_is_the_bill_really.html?hpid=topnews Washington Post wrote: The $900 billion price tag is repeated with the regularity of a rooster's crow. That's a shame, as the number is, somewhat impressively, misleading in both directions. On the one hand, that $900 billion -- or, more precisely, $940 billion in the final legislation -- is stretched over 10 years. But people don't think in 10-year increments. They don't pay taxes once a decade. Put more simply, the bill will cost an average of $94 billion a year over the first 10 years. So It looks like Republican big wigs have been trying to hood wink people as They've said $1 Trillion, $2.5 Trillion, $2.6 Trillion(on C-Span on Sunday) and some people said $10 Trillion, When It's only $94 Billion a Year which is far smaller than a Trillion. The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's |
rebest Send message Joined: 16 Apr 00 Posts: 1296 Credit: 45,357,093 RAC: 0 |
Map of health care systems around the world. Yeah! We're right there with Mongolia! Join the PACK! |
zoom3+1=4 Send message Joined: 30 Nov 03 Posts: 65750 Credit: 55,293,173 RAC: 49 |
Map of health care systems around the world. Technically Outer Mongolia, What was passed with Republican input and then Republican take backs(Used to be called Indian Giving once, But that phrase isn't popular anymore). It'll be signed into law over objections from a Bunch of Sore Losers. And It seems they(the Republican Party Officials) like Corporate and Rich Wall Street backers, as guess where their money comes from and soon in ever increasing amounts? The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's |
rebest Send message Joined: 16 Apr 00 Posts: 1296 Credit: 45,357,093 RAC: 0 |
When I was a kid it worked great but the more the government plays with it the more problems it has. Our drug cost are higher because other countries get their drugs at a reduced rate causing us to pay development cost for new drugs. Legal jackpots cause higher insurance rates to doctors and insurance payers. Government medical under payment causes cost to be passed on to to those of us who don't have some form of government payment. If you don't have insurance and are unable to pay, you just walk into the hospital and everybody else who needs medical care and can pay will pay for your medical care. People with insurance often over use the insurance because it cost them nothing to use the insurance. My doctor did quit. Seven years ago. He was only 51. Board certified internist and a damn good doctor. He also had no intention of doing so. He could no longer stand dealing with the health insurance companies. He got tired of having to pay 2 people who did nothing but handle insurance claims from multiple companies all day. He said that half of his claims were either denied or questioned, typically by clerks with no medical training. I remember him holding up my file, which contained over 15 years of my medical history. He pointed out that his knowledge of me and my needs were much greater than Blue Cross, but he had to do what they tell him or risk not getting paid. He said that he wished that everyone were covered by Medicare. There was one set of rules. Doctors knew what they were, what the compensation would be, and actually got paid. Unfortunately, the US only took the first step toward genuine health care reform. But it was step. All this law does is reign in insurance company abuses and require participation. On the whole, my insurance company is very happy. We have lots of uninsured in North Carolina and Blue Cross controls the vast majority of the market. They're going to have a bunch of new customers! The next step (in my opinion) should be medical malpractice tort reform. Let's hope it doesn't take another 45 years. Join the PACK! |
zoom3+1=4 Send message Joined: 30 Nov 03 Posts: 65750 Credit: 55,293,173 RAC: 49 |
When I was a kid it worked great but the more the government plays with it the more problems it has. Our drug cost are higher because other countries get their drugs at a reduced rate causing us to pay development cost for new drugs. Legal jackpots cause higher insurance rates to doctors and insurance payers. Government medical under payment causes cost to be passed on to to those of us who don't have some form of government payment. If you don't have insurance and are unable to pay, you just walk into the hospital and everybody else who needs medical care and can pay will pay for your medical care. People with insurance often over use the insurance because it cost them nothing to use the insurance. Actually If You want to reign in Medical costs look at the Supplies, I should know, I have 3 Titanium screws in Me that cost Me about $5,000.00 a piece(I don't know the actual cost of the screws, But It ain't cheap), Dr Sanjay Gupta on CNN has a story on that Here(Flash Video on the page). Tort has been pushed by Republicans for Years, If You couldn't work anymore and You needed to be supported as some do, How would one do It without money? I just gained weight after My surgery, I have most movement back in My left ankle, But too much and the ankle goes into intense pain mode and so I can only walk so far and I use a cane to go up or down steps and to get out of My car or on uneven ground, If I were at Disneyland like I was in 2007, I'd be in a Wheelchair(I was pushed around too). The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's |
zoom3+1=4 Send message Joined: 30 Nov 03 Posts: 65750 Credit: 55,293,173 RAC: 49 |
It seems Republicans like to lie and leave things out, Rep Ryan especially according to the "thehill.com". http://thehill.com/blogs/blog-briefing-room/news/87987-cbo-says-health-bill-increases-deficits-under-rep-ryans-assumptions CBO wrote: CBO says health bill increases deficits under Rep. Ryan's assumptions The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's |
John Clark Send message Joined: 29 Sep 99 Posts: 16515 Credit: 4,418,829 RAC: 0 |
There was a report 2 days ago on the cost of the US medical/insurance sectors, and this was put at between $1.5 trillion and $2.0 trillion dollars per year. This made it the 6th largest business sector in the world. Unfortunately, medical and insurance inflation (the pace at which costs rise) is put at between 15% and 30% annually. Doing projections on this rate of inflation, it was calculated the medical sector would require virtually the entire domestic income of the US within 25 years, leaving nothing to other productive sectors. What a monster. It's good to be back amongst friends and colleagues |
zoom3+1=4 Send message Joined: 30 Nov 03 Posts: 65750 Credit: 55,293,173 RAC: 49 |
There was a report 2 days ago on the cost of the US medical/insurance sectors, and this was put at between $1.5 trillion and $2.0 trillion dollars per year. This made it the 6th largest business sector in the world. Unfortunately, medical and insurance inflation (the pace at which costs rise) is put at between 15% and 30% annually. And one that likes Profit over almost everything else and that wants to preserve It at almost any cost too. Oh and profit isn't a bad thing, It's just bad when taken to the extreme, As is anything else, Can You say they need a Mod? The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's |
AC Send message Joined: 22 Jan 05 Posts: 3413 Credit: 119,579 RAC: 0 |
Okay, a couple of years ago I wouldn't have said this but if you want real solutions, here they are (quite radical): 1. Private companies are forbidden from owning or operating clinics or hospitals. 2. Private health insurance companies are forbidden from being involved in health care. These companies will of course cease to exist. 3. The money to pay for hospitals, doctors and nurses as well as essential supplies does not come from the free market economy; instead, all money or credit will simply be created and provided by the government. 4. Taxes will not be collected from clinics or hospitals. 5. Taxes will not be collected from doctors and nurses. 6. No taxes are collected from pharmaceutical companies or companies manufacturing medical equipment or devices. 7. Massive research programs to find disease cures. 8. Create committees to improve efficiency and make the quality of care better. |
AC Send message Joined: 22 Jan 05 Posts: 3413 Credit: 119,579 RAC: 0 |
Dr Sanjay Gupta on CNN has a story on that Here(Flash Video on the page). The prices for those things do sound ridiculous so I'm wondering what the prices for equivalent products are. For the titanium screws too. Dr. Gupta was also talking about the cost for covering people that don't have insurance or can't pay. This is a huge problem. It means that health care is a reality only for those that can afford it. It's even a problem for the many people with private policies that may not cover serious illness or long term treatments. Then there's the people that can't get insurance because of preexisting conditions that they or their family members might have and those that get dropped when they start costing the insurance company too much. A lot of people. |
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