The shop called, they said if I can get the engine for $250.80, they'll do the work for $400.00, any needed parts can be taken from the old motor as they are all still good She said, so $650.80 total, much better than $1,450.00 or whatever, that's $799.20 less. I don't know where the oil drained from, so if it's an oil filter there is also a new one on hand I'd think.

I'd talked to My sister in law who is going to talk to My older niece, no guarantees My sister in law said, still this is better than earlier, Jennifer at the shop said if She had the money She'd just do it and have Me make payments.

I don't know what type of motor oil the shop would be using, asap I may be getting an oil change to Royal Purple 5w30 since it works so well with high mileage engines, but I'm getting ahead of what might happen.

One thing I've learned about NEW/Rebuilt Motors and Synthetic Oils: Break in the Engine with REGULAR oil for the first 20K Miles, THEN put back in the Synthetic of your choice.

For just a Used Engine, I'd have the mechanic ALSO inspect the seals and gaskets of the ENTIRE Engine BEFORE putting in Synthetic. This is because if ANY Seals or Gaskets are shown to be leaking AT ALL, the Synthetic Oil WILL GUSH at that point. IF the mechanic finds leaky Seals or Gaskets, get them changed BEFORE putting in Synthetic.

This WILL change the price of doing the engine! (Upwards, of course...) HOWEVER; as you need this done ASAP, IF any Seals or Gaskets are found to be leaking now, HOLD OFF on Synthetic and just go with petroleum oil UNTIL such time as you can afford to replace the leaky Seals and Gaskets, THEN go to Synthetic.

ymmv


TL

Ok.

Now I just have to wait, maybe there will be good news from My sister in law, maybe.

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The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's

Well, at last a bit of potentially good news.
I just hope for your sake that this comes off, and that the "new" engine and the bits off your old engine are "good to go".

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Bob Smith
Member of Seti PIPPS (Pluto is a Planet Protest Society)
Somewhere in the (un)known Universe?

I have Bad News and Good News

Bad News
Plan B car repairs is now in effect, My sister in law and Her older daughter can't help with My car repairs of $650.80, I can get the 1999 Ford Escort zx2 2.0L engine by April or May, that's $250.80 provided no one else buys it, the $400.00 is labor and that will take until August June 2019 for Me to fund.

Good News
My sister in law can only help with AAA towing if I need it.
The Engine I'll have by April thanks to Parallel funding streams.

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The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's

Make that May 2019 for the $400 in Labor, the $250.80 for the engine would still be April 2019 though I could delay that to May 2019 if needed, My sister in law said they can't help beyond towing.

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The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's

The never ending saga as usual continues on its usual course in Vic land. :-(

Cheers.

With all those issues, may I recommend a care home?

+1

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With all those issues, may I recommend a care home?

+1

+2

I think I'll take out a $234 payday loan in April is My guess, though if I have to I'll max it out to $255, that plus what I can do on My own will get the car done in April and not later.

The shop I hope will survive, the last shutdown hurt them some and the bills are still there.

Oh and those who post here who I don't reply to are on ignore.

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The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's

A bit of light at last, not much but a bit.
Sorry to read that your sister-in-law can't help with the "big spend", but at least you have put a plan in place and I hope that works out for you.

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Bob Smith
Member of Seti PIPPS (Pluto is a Planet Protest Society)
Somewhere in the (un)known Universe?

Thanks Rob.

I even put up a full paypal.me link, though not here, not like I expect anything, I'm just covering a possibility nothing more.

I'd like to get this done asap, which so far is still in April, about 2 months from now, I hope the shop can stay afloat as they're good people there.

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The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's

In another 12 days, it will be 14 years since an incident occurred that would eventually change the lifestyles of 2 people. The continuous cockups by professional bureaucrats led to the 2 concerned being made homeless. For the next 3 years from that event, it has been a struggle. Fortunately, I'm not one for waiting for things to improve, as that will never happen. One must do so themselves.

What had to be done was to re-evaluate both income & expenditure. Tough going but it paid off. Current account back to where I often had it. Several hundred just sitting there to cover any emergencies that may crop up. Savings account doing nicely, which paid for the new laser printer recently.

By continually sticking to the budget set during those hard times & through the good times, this has been achieved.



When the next 6 monthly bill is due, that also will show a credit of approx. £104 as based on current charges it should be approx. £140, so when the bill after that becomes due, an estimated payment of £40 will clear the bill, leaving July 2020 to be paid in full. I will more than likely make a few monthly payments this year to keep it topped up so to speak.

I've never been one to pour oil on someone's troubled waters & don't intend to do so.
What I will say is:
Vic, your priorities are wrong.

Ok I have a payment next month of $66 on paypal credit, this varies, for the last year paypal has been the only place any pc parts have been bought thru.

My other "cards" have not been so used, they've only been used for actual needs, like food, you know something to eat, I don't get SNAP benefits, though I will be eligible for such in June or August and will no longer be used for anything for a good long time.

Even Amazon is not being used, since I was paying it down before the problem with the alternator came up, then of course potholes and lots of rain deep sixed My cars engine, My car is insured, for what the state wants as it has been for decades.

While a savings account would have been good, it requires a minimum of $300 to be in there or the bank will charge money, since I am not getting rich I do the best that I can with what I have.

Now some things here just showed up and without exception I have no idea who has done what, this started a long time back and predates anything here, though this does not always happen.

I can say a lot, some will say I'm a liar which is easy to do online with no to very little proof, some even jump to conclusions and make up stuff, and others of course believe what they want, that I must be spending massive amounts on this or that, no one asks Me did I buy all this at once, some just assume that I did and that I'm guilty as charged...

Some can say My priorities are wrong, if I were bleeding, 1st priority in First Aid is to stop the blood flow, which I have been doing, restricting almost everything to paypal credit cuts the flow elsewhere, in June the flow will be cut down to just the balance in paypal credit, since it's the biggest it has to come last, the smallest should come 1st. Oh and I do have a First Aid merit badge which I earned in 1 hour, thankfully I've never had to apply a real tourniquet to stop anyone from bleeding to death, though if I had to, I at least know what to do without thinking.

I have 3 cpus on My desk, they've been there for over a year, a lot of stuff has been here for a while, gathering dust in some cases, I moved two cards recently and dusted both, so yeah they look "newish", yet they have been around for a while, I have some ram down at the Post Office which was won and paid for with paypal credit which is like the Sears card of old that My mom had, what else is out there?

A seat belt extender($6.39 cash), a DP cable, a usb cable, a 8pin psu extension cable, a CR2032 battery charger, and a mini dp to dp adapter, those 5 items and part of the ram were paid with some of an existing balance and the last $65 minimum payment to paypal credit helped with the ram($67.82). Some big spender... Wow...

Most of the time I'm in a great deal of pain and feel tired, 650mg acetaminophen 2-4 times a day(over the counter) and 500mg Naproxen 2 times a day(prescription), plus 1 vitamin C 500mg, B-12 1mg(2 capsules), 1-D3, plus prescriptions for 1-atorvastatin(cholesterol) and 1-lisinopril(high blood pressure). I should get the vacuum out and vacuum the refrige door shelf as there are some things there that while not harmful don't belong there.

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The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's

OH

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[url] a DP cable, a usb cable, a 8pin psu extension cable, a CR2032 battery charger, and a mini dp to dp adapter, those 5 items and part of the ram were paid with some of an existing balance[/url]
And you said a few posts ago that you'd stopped buying "computer stuff" - paying with your "existing balance is BORROWING AGAINST A LINE OF CREDIT - not using savings. You are most certainly living in a credit cycle, and even by paying the minimum you are not necessarily avoiding interest or other charges.
If you bank wants to charge you on a deposit (savings) account if you are below a certain balance then it is time to move banks (at least for that part of your money) - there are deposit accounts out there for people like yourself on low, fixed incomes that don't charge.

---

Bob Smith
Member of Seti PIPPS (Pluto is a Planet Protest Society)
Somewhere in the (un)known Universe?

a CR2032 battery charger.................

You cannot safely recharge a CR2032 lithium backup battery.
Be careful with that.

---

"Freedom is just Chaos, with better lighting." Alan Dean Foster

Some can say My priorities are wrong,.

I'm definitely saying it & have the experience & proof of what I say about myself. Even been chastised on these boards for ending up in Social Housing. The issue I cannot get my head around is that I was reading of your woes 7.25 years ago while spending 3 weeks in a homeless hostel & no improvement can be seen financially at least. Being used to a take home income of £800 - £1000 per week reduced to £0.00 was a harsh lesson to learn.

It did not change who I am but it did make me less trusting, especially of those who are getting paid serious money to do a job who fail to do so.
You have shown that you have the ability to build computers.
A computer can run a lovely program called a spreadsheet.. Great little tool, if set up right, who needs an accounting program.

I'm fully aware of just how medical issues can change one's life. However sitting down & re-evaluating the situation one finds oneself in can be very helpful in not only accepting what has happened but also in improving the situation to such a degree that determination takes over.

The feeling on looking at that spreadsheet seeing that last bit of debt turn to 00.00 is difficult to explain unless one has been there. Again, determination enters the picture. Seeing that very same spreadsheet turn black with NO red on it & the numbers slowly increasing. :-)

Over the past 9 weeks, I've paid in a total of £3.7k into my savings. So I'm a lucky devil. Your biggest mistake was in slapping down all those who offered advice as well as help.
paypal.me & gofundme?
Sheesh.

To add to my post, during that 3 year struggle, there were 2 debts I dearly wanted cleared. 2 family members with tremendous empathy, fully aware of what happened provided, without asking, assistance that was genuinely appreciated. However the shame felt...

One of those members banked at the same branch as myself so ...



The 2nd was on holiday, so...



When that cheque cleared my account,..

...the feeling...

...The point is: When one is seen to be doing all they can to help themselves, genuine help comes from unexpected directions.

Ok I get some of you don't like that I have or use credit cards for any reason and you won't help, so I have to use what is available to Me.

Oh and those 5 items(less than $16 total) and the ram were purchased before I had car problems, but you don't care.

I don't like buying on credit like this, but nothing is perfect and it will change in June or August, June or August is not something I can do anything about and is out of My hands.

I do have concentration problems, I've known about it for years, it's not curable either.

With the tools that I have at My disposal, I'm doing My best to fix My car with no help from anyone, My relatives can't help and they would if they could.

Savings would be nice, but not at this point, it's counterproductive for the moment and I need to get the car done, the shop is being nice, but they can't wait forever and April is as close as I can get this done without help.

Advice asked for or not, will not fix My car, only money will, the engine is $250.80 currently(if someone does not snag it before I do), the labor is $400.00 as long as the shop stays under current management and does not change, if it did change then I might have to have My car towed home by AAA(My sister in law said to call Her if I need to).

I'm currently waiting for a ride, to get My mail and to do the final food shopping for the month(cash only).

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The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's

Savings would be nice, but not at this point, it's counterproductive for the moment.

Fair enough. As for not caring or against your use of credit cards, I for one, never said that. What I did say was to re-evaluate income & expenditure. Notice the difference?

Fixed income I can understand so looking at expenditure is a must. A dollar saved here & there & pretty soon, cash is available to reduce credit debt. Been there, done that & wore the t-shirt.

The biggest trap anyone can find themselves in is the Credit Trap.

That £4,000 I paid into my account on 4 April was from my savings account which I had with a different bank. (better saving rates). To do an electronic transfer to another bank or in a cheque was a £25 fee. So saved £25.

Was that savings? NO, it was saving an un-necessary fee. If I had far to travel to put into my current account, then yes I would have paid it as walking around on a busy Fri morning with that amount of cash - I only had approx. 300 feet to walk.

Making savings doesn't always mean putting into a savings account.

Savings would be nice, but not at this point, it's counterproductive for the moment.

Fair enough. As for not caring or against your use of credit cards, I for one, never said that. What I did say was to re-evaluate income & expenditure. Notice the difference?

Fixed income I can understand so looking at expenditure is a must. A dollar saved here & there & pretty soon, cash is available to reduce credit debt. Been there, done that & wore the t-shirt.

The biggest trap anyone can find themselves in is the Credit Trap.

That £4,000 I paid into my account on 4 April was from my savings account which I had with a different bank. (better saving rates). To do an electronic transfer to another bank or in a cheque was a £25 fee. So saved £25.

Was that savings? NO, it was saving an un-necessary fee. If I had far to travel to put into my current account, then yes I would have paid it as walking around on a busy Fri morning with that amount of cash - I only had approx. 300 feet to walk.

Making savings doesn't always mean putting into a savings account.

Sorry Sirius, the not caring was aimed at others, ones I blocked in case they looked,

Yeah, well it's just going to take time, I'm going after them in order, next smallest to largest, once the 6 are down to zero, then I can tackle Paypal Credit with a vengeance, like $300-$400 a month, thankfully they delay interest(that's their fault).

Right now everything else beyond food and My car is on hold, and I did get back from shopping for food just now.

What I don't use cards for is rent(paper check only), internet(Debit), car insurance(deducted automatically from My account), and to a temporary extent food, I'll have Food Stamps of about $140-$170 a month starting somewhere between June and September and then I can put away the cards, Amazon is no longer being used though Amazon is not paid off yet, then the fun will begin paying the cards down, first with the secured card, then back to Amazon, then the smallest unpaid card, until all are zero balance, then Paypal will be dealt with.

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The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's