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| Author | Message |
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 Tom M Send message Joined: 28 Nov 02 Posts: 5124 Credit: 276,046,078 RAC: 462  |
Someone just hit my parked car. And doesn't have insurance! Now I am back to shanksmare and the bus. Tom A proud member of the OFA (Old Farts Association). ID: 1983294 ·  |
TimeLord04  Send message Joined: 9 Mar 06 Posts: 21140 Credit: 33,933,039 RAC: 23 
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Someone just hit my parked car. And doesn't have insurance! Sorry to hear, Tom. This is why I carry Uninsured Motorist and Uninsured Motorist Property Damage on my Policy. My car WILL be taken care of by MY insurance. Then, if THEY feel like it, they can sue the Uninsured Party or Parties as the case may be. TL TimeLord04 Have TARDIS, will travel... Come along K-9! Join Calm Chaos ID: 1983300 · |
Carlos  Send message Joined: 9 Jun 99 Posts: 29323 Credit: 57,275,487 RAC: 157
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That is one thing people seem to hate in California. Mandatory Auto Insurance. You might still be ok. Even with out insurance the driver is liable. Check with the DA's office see if they are filing criminal charges. If so demand that they seek restitution. Supply them with the repair or replacement estimate. You might end up with the state getting you the money. Otherwise you can sue also. The person is still liable. Collecting can be the hard part. Good luck. ID: 1983382 · |
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TimeLord04 Send message Joined: 9 Mar 06 Posts: 21140 Credit: 33,933,039 RAC: 23
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That is one thing people seem to hate in California. Mandatory Auto Insurance. It's precisely the fact that it's hard to collect from someone who's ILLEGALLY NOT carrying Insurance that I have ALWAYS had Uninsured Motorist and Uninsured Motorist Property Damage coverage on my Policies. (Going back to when I was 16 and earned my first Driver's License.) "It's better to have it, and NOT need it - than to NEED IT and NOT have it." <<--- An adage I adhere to. (The ONLY thing I stand to lose if hit by an uninsured motorist is my deductible. Yeah, I 'could' sue to get that back; BUT, if the Uninsured Motorist does NOT carry Insurance, how likely is it that they have $500 available to pay my Collision Deductible.) TL TimeLord04 Have TARDIS, will travel... Come along K-9! Join Calm Chaos ID: 1983404 · |
Gary Charpentier     Send message Joined: 25 Dec 00 Posts: 30340 Credit: 53,134,872 RAC: 32
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That is one thing people seem to hate in California. Mandatory Auto Insurance. The hunk of junk they hit you with is likely worth just about that much to a scrap yard. ID: 1983450 · |
zoom3+1=4  Send message Joined: 30 Nov 03 Posts: 65553 Credit: 55,293,173 RAC: 49
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One day I'll most likely have full coverage, either AAA or maybe Progressive, right now what I do have is thru National General Insurance, it's just the minimum the state wants and costs Me $16.33-$16.35 a month, twice a year it's $16.35, the rest of the year it's $16.33 a month, I've been told that's unbeatable and I've had them since about 2008. My Sister in law has AAA, probably for the towing. The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's 
ID: 1983466 · |
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Gary Charpentier Send message Joined: 25 Dec 00 Posts: 30340 Credit: 53,134,872 RAC: 32
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One day I'll most likely have full coverage, either AAA or maybe Progressive, right now what I do have is thru National General Insurance, it's just the minimum the state wants and costs Me $16.33-$16.35 a month, twice a year it's $16.35, the rest of the year it's $16.33 a month, I've been told that's unbeatable and I've had them since about 2008. My Sister in law has AAA, probably for the towing. Vic, AAA towing and travel services (membership) is separate from AAA insurance. Where and how you live I think basic AAA membership makes a lot of sense. https://www.calif.aaa.com/ ID: 1983475 · |
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zoom3+1=4 Send message Joined: 30 Nov 03 Posts: 65553 Credit: 55,293,173 RAC: 49
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One day I'll most likely have full coverage, either AAA or maybe Progressive, right now what I do have is thru National General Insurance, it's just the minimum the state wants and costs Me $16.33-$16.35 a month, twice a year it's $16.35, the rest of the year it's $16.33 a month, I've been told that's unbeatable and I've had them since about 2008. My Sister in law has AAA, probably for the towing. My sister in law must have membership then. The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's
ID: 1983481 · |
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