EQUIFAX Hacked! 143 MILLION People Affected! :-O

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Profile Gary CharpentierCrowdfunding Project Donor
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Message 1888478 - Posted: 7 Sep 2017, 22:16:48 UTC

OUCH!
https://www.wsj.com/articles/equifax-reports-data-breach-possibly-impacting-143-million-u-s-consumers-1504819765
Equifax Reports Data Breach Possibly Affecting 143 Million U.S. Consumers
Hackers gained access to systems with Social Security numbers, birth dates, addresses and driver’s license numbers

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Message 1888504 - Posted: 8 Sep 2017, 0:23:53 UTC
Last modified: 8 Sep 2017, 0:25:35 UTC

According to Fox News a couple of hours ago, Equifax Credit Reporting Agency has been hacked.

143 MILLION Americans have had Identity Information STOLEN from their Equifax Records! The Hackers even have Driver's License Numbers from the affected millions!

Go to "https://www.equifax.com/personal/"

Follow the "Equifax Cybersecurity Incident" information and Link towards the top of the Main Page.

You will be instructed to input your Last Name and the Last 6 Digits of your Social Security Number. The Page will respond by giving you a specific date to Enroll in Equifax's Credit Monitoring Protection. This is for their Premier Service, and for Affected Individuals WILL BE FREE OF CHARGE. This Premier Service will monitor ALL THREE Credit Reporting Agencies for Fraudulent Activities.


TL

[EDIT:]

hmmm..... Can't seem to make the Link Active here...
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Message 1888508 - Posted: 8 Sep 2017, 0:50:56 UTC

Good Lord.
And of all sites, a credit monitoring service.
How long do you think it will be before they go under?
I mean, who is going to want to do business with them for credit protection when they can't even keep their own servers safe??

Mefreekingow.
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More meowing, less hissing. I speak meow, do you?

Have made friends in this life.
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Message 1888509 - Posted: 8 Sep 2017, 1:05:23 UTC - in response to Message 1888508.  

Darn :(


Equifax says 143 million consumers potentially hacked


Equifax Inc, a provider of consumer credit scores, said on Thursday a hack exposed the personal details of potentially 143 million U.S. consumers between mid-May and July.

The company's shares were down 5.4 percent in after-market trading

The company said criminals had accessed details including names, social security numbers, and, in some cases, driver's license numbers.

In addition, credit card numbers of around 209,000 U.S. consumers and certain dispute documents with personal identifying information of around 182,000 U.S. consumers were accessed, the company said.
ET Phone Home
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Message 1888523 - Posted: 8 Sep 2017, 2:42:39 UTC

From the Equifax Site:

In addition to the 143 Million Americans, "some" UK and Canadian Citizens have been affected as well. Equifax is currently discussing the matter with the respective governments.


TL
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Message 1888532 - Posted: 8 Sep 2017, 4:09:15 UTC

From Krebs On Security: https://krebsonsecurity.com/2017/09/breach-at-equifax-may-impact-143m-americans/

... I have made no secret of my disdain for the practice of companies offering credit monitoring in the wake of a data breach — especially in cases where the breach only involves credit card accounts, since credit monitoring services typically only look for new account fraud and do little or nothing to prevent fraud on existing consumer credit accounts.

Credit monitoring services rarely prevent identity thieves from stealing your identity. The most you can hope for from these services is that they will alert you as soon as someone does steal your identity. Also, the services can be useful in helping victims recover from ID theft.

My advice: Sign up for credit monitoring if you can, and then freeze your credit files at the major credit bureaus (it is generally not possible to sign up for credit monitoring services after a freeze is in place). Again, advice for how to file a freeze is available here.


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Message 1888539 - Posted: 8 Sep 2017, 4:36:28 UTC

Sorry TL, I tried your link, but when I clicked on the info for the 143 Million(see link below), I just got a block from Open DNS, it mentioned phishing threat.


Equifax Cybersecurity Incident: To learn more about the cybersecurity incident, including whether your personal information was potentially impacted, or to sign up for complimentary identity theft protection and credit file monitoring, click here

H.R. 1469 makes SSI, EITC, ACA, Medicaid, SNAP, LiHeap, Heap, etc, etc, etc, all temporary, w/a 5yr lifetime limit like TANF! Can't work? Die!!
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Message 1888550 - Posted: 8 Sep 2017, 6:38:20 UTC - in response to Message 1888539.  

Sorry TL, I tried your link, but when I clicked on the info for the 143 Million(see link below), I just got a block from Open DNS, it mentioned phishing threat.

SAME HERE - using Open DNS. Switched back temporarily to the default from my ISP (ATT), flushed DNS cache etc, attempted with both Chrome & Firefox BOTH BLOCKED AS PHISHING ATTEMPT(s). Not willing to try loading with IE.

Looks like it will be a few days (maybe more) to see what happens with that link/web site's security status. Most likely it is being blocked due to it being a new web site and what type of personal information it is requesting.

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Message 1888559 - Posted: 8 Sep 2017, 7:10:50 UTC
Last modified: 8 Sep 2017, 7:19:03 UTC

@Vic & DrWhoFan,

Don't know what to tell you both; I'm ALSO using OpenDNS on both my Router and each computer in the house. I had no troubles getting to the Site.

Try this one:

"https://www.equifaxsecurity2017.com"


TL

[EDIT:]

"To enroll in complimentary identity theft protection and credit file monitoring, click here." <<<----- Find this at the VERY Top of the Page and Click the "Here" Link.

You will be asked for your Last Name, and the Last 6-Digits of your Social Security Number. THEN, you will be given a Date on which you may complete Registration for their Premier Credit Monitoring Solution. (No Time Frame is given as to how long Equifax will give US Customers FREE Credit Monitoring. When Anthem Blue Cross had this happen, they stated it would be ONE YEAR of Credit Monitoring; THEN, I got an e-Mail from that Credit Monitoring Program that Anthem had EXTENDED the offer AGAIN... So, I'm on my Second Year with Anthem's offer.)


TL
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Message 1888629 - Posted: 8 Sep 2017, 14:59:11 UTC - in response to Message 1888559.  

Thanks TL for the working link, the link said I was not one of those affected, so I'm good.
H.R. 1469 makes SSI, EITC, ACA, Medicaid, SNAP, LiHeap, Heap, etc, etc, etc, all temporary, w/a 5yr lifetime limit like TANF! Can't work? Die!!
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Message 1888633 - Posted: 8 Sep 2017, 15:21:43 UTC
Last modified: 8 Sep 2017, 15:31:35 UTC

And just to clarify for others, because I myself was not going to bother.
I was wrong with that thinking.

I just got a heads up from Lori (who works in the banking industry).

ANYBODY that has or has had credit in the past should check this out!
I was thinking that because I did not use Equifax services, I was not involved.
However, they have records on almost anybody that has used credit services.
Which at my age, I certainly have many times.

So, do follow up on this.

Meeeeeeeeeeow!

EDIT.....
I started enrollment and it said that I may be affected.
I have to go back to the site on 9/12 to finish the process.
Meow.
A kitty keeps loneliness away.
More meowing, less hissing. I speak meow, do you?

Have made friends in this life.
Most were cats.
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Message 1888641 - Posted: 8 Sep 2017, 16:16:31 UTC - in response to Message 1888633.  

And just to clarify for others, because I myself was not going to bother.
I was wrong with that thinking.

I just got a heads up from Lori (who works in the banking industry).

ANYBODY that has or has had credit in the past should check this out!
I was thinking that because I did not use Equifax services, I was not involved.
However, they have records on almost anybody that has used credit services.
Which at my age, I certainly have many times.

So, do follow up on this.

Meeeeeeeeeeow!

EDIT.....
I started enrollment and it said that I may be affected.
I have to go back to the site on 9/12 to finish the process.
Meow.

+1
H.R. 1469 makes SSI, EITC, ACA, Medicaid, SNAP, LiHeap, Heap, etc, etc, etc, all temporary, w/a 5yr lifetime limit like TANF! Can't work? Die!!
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Profile Gary CharpentierCrowdfunding Project Donor
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Message 1888647 - Posted: 8 Sep 2017, 16:39:45 UTC - in response to Message 1888633.  

And just to clarify for others, because I myself was not going to bother.
I was wrong with that thinking.

I just got a heads up from Lori (who works in the banking industry).

ANYBODY that has or has had credit in the past should check this out!
I was thinking that because I did not use Equifax services, I was not involved.
However, they have records on almost anybody that has used credit services.

Since they are one of the three big credit bureaus they have data on you PERIOD. One of their sources is voter registration, so if you ever registered, they have you. If you ever had a credit card or took out a loan, they have you. If you ever had a checking account, they have you. It is called big data for a reason.
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Message 1888670 - Posted: 8 Sep 2017, 19:31:11 UTC

Credit Karma is a nice free online tool to use for monitoring your accounts, reports, and scores.
The mind is a weird and mysterious place
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Message 1888671 - Posted: 8 Sep 2017, 19:34:20 UTC - in response to Message 1888670.  

Credit Karma is a nice free online tool to use for monitoring your accounts, reports, and scores.

+1
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Message 1888685 - Posted: 8 Sep 2017, 20:51:08 UTC

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Message 1888727 - Posted: 9 Sep 2017, 0:02:30 UTC - in response to Message 1888559.  

"To enroll in complimentary identity theft protection and credit file monitoring, click here." <<<----- Find this at the VERY Top of the Page and Click the "Here" Link.

You will be asked for your Last Name, and the Last 6-Digits of your Social Security Number. THEN, you will be given a Date on which you may complete Registration for their Premier Credit Monitoring Solution. (No Time Frame is given as to how long Equifax will give US Customers FREE Credit Monitoring. When Anthem Blue Cross had this happen, they stated it would be ONE YEAR of Credit Monitoring; THEN, I got an e-Mail from that Credit Monitoring Program that Anthem had EXTENDED the offer AGAIN... So, I'm on my Second Year with Anthem's offer.)

The problem with signing up to their free offer is that you are agreeing to absolve them of any an all responsibility for any errors or problems and will be ineligible for any compensation that results from a class action. If you have a problem, you personally have to take it up with the company. And we know how well those attempts work out.

Equifax’s apparent effort to strip consumers of their right to sue was brazen even for corporate America
Grant
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Message 1888734 - Posted: 9 Sep 2017, 0:16:02 UTC

The rights waiver has been removed thanks to New York's Attorney General

Equifax has changed its terms of service to note that users checking to see if they've been affected by a massive breach it endured are not waiving their right to file a class action lawsuit.

Prior to the update, users on social media pointed out that individuals using Equifax's tool to see if their information was compromised in a massive data breach could be giving up their rights to file or join a lawsuit against the company.

Equifax revealed on Thursday that hackers had gained access to the personal information of as many as 143 million Americans including names, Social Security numbers and birth dates.

In response, the company set up the website equifaxsecurity2017.com so users could see if their data was affected. However, fine print deep in the company’s terms of service for the website includes an arbitration clause waiving the users "ability to bring or participate in a class action, class arbitration or other representative action."

New York Attorney General Eric Schneiderman (D) lambasted the arbitration language in Equifax’s terms of service on Friday, calling it “unacceptable and unenforceable.” Schneiderman tweeted that his office had contacted Equifax’s office demanding the clause be removed.

“Never doubt that a small group of thoughtful, committed citizens can change the world; indeed, it's the only thing that ever has.”
--- Margaret Mead

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Message 1888739 - Posted: 9 Sep 2017, 0:35:08 UTC - in response to Message 1888734.  

[quote]The rights waiver has been removed thanks to New York's Attorney General
I could throw my car further than i'd trust that company.
Grant
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Message 1888752 - Posted: 9 Sep 2017, 1:26:37 UTC - in response to Message 1888739.  

I could throw my car further than i'd trust that company.


Yeah, we have them here too. The good part of the article is that at least a legal authority has weighed in that their attempt to stave off a class action with a waiver is legally worthless.
“Never doubt that a small group of thoughtful, committed citizens can change the world; indeed, it's the only thing that ever has.”
--- Margaret Mead

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