Posts by Chris S

1) Message boards : Cafe SETI : Vic's Journal (Message 1895955)
Posted 2 hours ago by Profile Chris SCrowdfunding Project Donor
Post:
THis view shows how close someone sitting in the chair opposite would be to a 40" TV, and it's size relative to the room.




Sitting in the chair opposite, the top of the screen is about at eye level height. Since most of the time you are focused in the middle of your screen, you will be looking slightly downward at a 10° - 15° viewing angle, on average. That avoids eye and neck strain. Many people put them above fireplaces or at picture level.

The sound bar is a Yamaha YAS93, excellent.


2) Message boards : Cafe SETI : Raccoon Update XXIV - All Are Welcome In The Critter Cafe (Message 1895915)
Posted 6 hours ago by Profile Chris SCrowdfunding Project Donor
Post:
It's the time of year when they are burying food for the winter. The little buggers are digging up all our flower boxes and beds on the patio. Last year I made the mistake of buying squirrel food. All they did was dig holes and bury it. Not putting any out this year, unless a foot of snow.
3) Message boards : SETI@home Science : How far do Earth radio/TV transmissions reach? (Message 1895896)
Posted 12 hours ago by Profile Chris SCrowdfunding Project Donor
Post:
If anyone from far far away was that interested in looking for life in our part of the galaxy, they would likely deploy probes, which themselves would have the capability to transmit findings back home.
4) Message boards : Cafe SETI : Dr SETI needs help. Please send love and kind thoughts to Richard who is in his last days friends. (Message 1895886)
Posted 14 hours ago by Profile Chris SCrowdfunding Project Donor
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+1
5) Message boards : Cafe SETI : Don't know where it should go? Stick it here! Part V (Message 1895852)
Posted 1 day ago by Profile Chris SCrowdfunding Project Donor
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JRF
6) Message boards : Cafe SETI : Vic's Journal (Message 1895825)
Posted 1 day ago by Profile Chris SCrowdfunding Project Donor
Post:
The most popular TV screen size in the UK is 33" in the USA it seems about 48". Mainly because American houses are larger, and well, America is America, everything is bigger out there, including fridges, and walk in wardrobes! We have a 40" HD Smart TV which to be honest is a bit overpowering for the size of the room which is 10'-9" x 15'-6".

Vic's TV saga is still rather mystifying. Given his stated poverty level on a limited income, one would have thought that a board repair at around a nominal $100 or so would be a no-brainer, so it is a bit odd to say the least why he was looking at new TV's up to $600, which he couldn't afford anyway.

He says he needs a 55" because he has to watch it from 25 feet away. For starters that is twice the distance that it should be watched at Recommended viewing distance. Secondly he says it is because he only has one comfy chair by his desk. Surely the obvious thing is to move the chair and desk closer to the TV position, and get rid of the broken 23 year old recliner. If the chair is damaging the floor, put down a bit of old carpet to protect it.

In Vic's situation offering him even more credit is not a good thing at all because he will simply use it and get into even more debt with larger monthly outgoings. Have a look at this web page, fill in your own figures and see what results you get. Credit card calcuator. I have a Mastercard credit card, which I got for my Canadian trip last year solely for emergencies, as it was doubtful if my UK bank debit card would have been accepted out there. I've never used it and at their interest rates I never will. However for interests (sorry!) sake, I filled in

£750 debt
18.9% APR
Fixed payment of £37.50 over 2 years
Min payment each month of 3% or £5

The results were

Fixed payments - 2 years plus 1 payment, Total interest amount =£157.92
Min payments - 5 years plus 3 payments, Total interest amount = £240.24

First min payment month
£34.31 Payment
£11.81 Interest
£22.50 off principal
£715.69 amount left

That is 1/3 of every payment is interest or money down the drain. Add that up for 3 or 4 cards plus other loans and it becomes quite substantial. AND that all assumes that on day one the cards will be cut up and thrown away, and the issuers asked to freeze the accounts so that no further debit can be added to them. Paypal credit is just as bad at 17.9%.

I'm wondering if Vic has a virus or something similar because 2 recent posts 1895731 and 1895727 are rambling with each sentence changing the subject back & forth, and he says his head is fuzzy. I would suggest a call to the doctor might be in order. We all wish him well, but I'm not sure he is making sensible decisions at the moment.
7) Message boards : Cafe SETI : Don't know where it should go? Stick it here! Part V (Message 1895777)
Posted 1 day ago by Profile Chris SCrowdfunding Project Donor
Post:
Sofa surfers are a bigger problem than sleeping rough on the streets.

Homeless
8) Message boards : Cafe SETI : Don't know where it should go? Stick it here! Part V (Message 1895697)
Posted 1 day ago by Profile Chris SCrowdfunding Project Donor
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NI getting hammered :-((

BBC
9) Message boards : Cafe SETI : Don't know where it should go? Stick it here! Part V (Message 1895665)
Posted 2 days ago by Profile Chris SCrowdfunding Project Donor
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Also smoke from forest fires in Spain and Portugal, which has grounded some airliners thinking it was an on-board fire. 10 mph winds but no rain here in London yet.

BBC 1

BBC 2
10) Message boards : Cafe SETI : Don't know where it should go? Stick it here! Part V (Message 1895661)
Posted 2 days ago by Profile Chris SCrowdfunding Project Donor
Post:
Back end of Ophelia

'Weird weather' on university campus

The University of Portsmouth has posted a photo of the city's landscape, which it insists hasn't got the sepia filter on.

Exactly what we have in London - no filters!


11) Message boards : Cafe SETI : Vic's Journal (Message 1895629)
Posted 2 days ago by Profile Chris SCrowdfunding Project Donor
Post:
Probably like others, I'm a bit confused here Vic. Is this the TV that you held a Gofund me for a year or so ago, but instead of buying a new one, bought a s/h one off Ebay, then found that the picture was bad as the diodes had gone down one side? I thought you had fixed that fault, by buying a s/h card to repair, It seems not. How old is this TV?

Secondly,

And concentrate on getting rid of so many cards, ugh I don't want any more cards, one of which is secured and is very expensive.
Yet now you say

I am going to get a 50% increase on a credit card that I make payments on, from $500 to $750, a $250 increase,
It is difficult to see how you expect to pay these cards off if every time an unexpected bill comes in, you increase the credit limit to pay for it.

This is intended as a positive & supportive reply, to encourage you in your own wish to pay off all these credit cards, so you can attain your long term goal of being able to afford a house loan to move somewhere nicer. But having a wish list of computer parts that takes priority, and paying bills on further credit, is only putting a possible move further away all the time.
12) Message boards : Cafe SETI : The Candy Confessional is open... (Message 1895626)
Posted 2 days ago by Profile Chris SCrowdfunding Project Donor
Post:
You may now all absolve one another.
What consenting adults get up to behind closed doors is their choice.

Right, that's another 5 cured. Keep up at the back there brother Eric.

13) Message boards : Cafe SETI : Kicking the habit......smoking. What worked for you? (Message 1895474)
Posted 3 days ago by Profile Chris SCrowdfunding Project Donor
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I think it also depends upon why you smoked in the first place as to how easy it was to give up. In my case I was a social smoker, I wasn't addicted to nicotine, Also for many years I was a draughtsman, light a fag put it down, 2/3 went before you touched it again! Might just as well have flushed £5 notes down the loo!! I just said look this doesn't compute, struggling to pay the mortgage yet spending £150 a month on fags which are just going up in smoke, quite apart from the health aspect.

Never even occurred to me to use patches, I had a good enough reason to stop, so I did. I did smoke small cigars at Christmas for a couple of years but they made my chest sore so I stopped them as well.

In the UK putting the cost up by raising tobacco taxes is one way to discourage the public from smoking. The other way is to label the packs with warnings. In corner shops the cigarettes are out of sight behind a shutter which has to be opened to buy them.





Generally speaking over here it has become unsociable to smoke, and it is now banned in enclosed public places like Pubs and Clubs, and many towns are now banning smoking in open public places like Town Squares etc. Outside many offices there is "pariahs corner" littered with fag ends where people who smoke gather like a leper colony.

The Jury is still out on E cigarettes. E ciggs
14) Message boards : Cafe SETI : Kicking the habit......smoking. What worked for you? (Message 1895463)
Posted 3 days ago by Profile Chris SCrowdfunding Project Donor
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https://www.dollartimes.com/inflation/inflation.php?amount=10&year=1989
15) Message boards : Cafe SETI : Vic's Journal (Message 1895459)
Posted 3 days ago by Profile Chris SCrowdfunding Project Donor
Post:
Glad to hear that you feel better having had some solid food and some non-carbonated hydration. You can't live on snacks and pop.

I had a quick look at the GEM link you gave, and they talk about FHA Loans. An FHA Loan is a loan that is insured by the Federal Housing Administration and in return a borrower will pay mortgage insurance to protect the lender in the event that the borrower defaults. That is pretty much mandatory in the UK for any mortgage, because it is not the mortgage companies money they are lending, it's their investors money. And Mortgage protection policies aren't cheap either, and they insist upon a full house insurance policy as well to protect their asset in case of re-possession on default. That all goes on top of the monthly mortgage cost.

You are not classed as a renter Vic because you don't rent your home, ONLY the land underneath it which it sits on. Most flats and maisonettes in the UK are bought leasehold and the same applies. The Freeholder is then responsible for the foundations and the roof of the property. In your case the Park is responsible for any subsidence not you, but there are limits as to what you can do on your plot.

As before we all wish you the best in your quest to improve your living standards, but until your income increases substantially at age 65 there may be very little wriggle room. You may have to tread water and be patient.

Good Luck :-)
16) Message boards : Cafe SETI : The continuing life's adventures of the kittyman thread.......................... (Message 1895448)
Posted 3 days ago by Profile Chris SCrowdfunding Project Donor
Post:
Any particular reason you aren't on Boinc 7.8.2?

All my rigs are Dells, which means that the Mb's are intel manufactured to Dells's specs and that everything is locked down. Not that I'd fiddle with memory and clock speeds anyway that is a dark art. I'll stick to Lunatics tweaks and mb_cmdline_win_x86_sse3_opencl_nv_sog.txt thanks very much :-))
17) Message boards : Cafe SETI : Vic's Journal (Message 1895335)
Posted 4 days ago by Profile Chris SCrowdfunding Project Donor
Post:
Firstly, like everyone else I'm sorry to hear that you aren't feeling too well, and we all wish you a speedy recovery.

I've had a brief look into this SB-3 and it is of course Senate Bill No.3 Veterans and Affordable Housing Bond Act of 2018. Under existing law, there are housing programs providing assistance for, among other things, emergency housing, multifamily housing, farmworker housing, home ownership for very low and low-income households, and down payment assistance for first-time home buyers. There is also the existing law, the Veterans’ Bond Act of 2008. Funding for these housing programs is running out so SB-3 authorises substantial new funding in the form of bonds to continue the programs.

You mention Forgivable loans and Grants. Grants are one off payments and are not repayable, but Forgivable loans are a form of loan in which its entirety, or a portion of it, can be forgiven or deferred for a period of time by the lender when certain conditions are met. It is meant to be paid back sometime, it is not a gift. We have similar schemes in the UK where you buy 50% of a house on a mortgage from a Housing Association and rent the rest from them. As your circumstances improve you gradually buy more and more of the remainder until you own it all.

The point is that you already own your own home, so you are not a renter, just for the land it sits on, and you won't be a first time buyer if you buy again. Also it would be difficult to justify buying a 3 bedroom 2 bathroom home when you are a singleton living on your own., and don't regularly have family staying over. I think the answer here is to pay of these cards and secured loan, then apply under the scheme and see what you could sensibly borrow and afford to pay back. then see what you could buy for it. There is a lot of if's and buts Vic. You've been disappointed before by setting your sights too high.
18) Message boards : Cafe SETI : Don't know where it should go? Stick it here! Part V (Message 1895308)
Posted 4 days ago by Profile Chris SCrowdfunding Project Donor
Post:
Looks like Ireland is in for a pasting plus Scotland. London and the South East will catch the periphery of of it


19) Message boards : Cafe SETI : Don't know where it should go? Stick it here! Part V (Message 1895269)
Posted 4 days ago by Profile Chris SCrowdfunding Project Donor
Post:
In Italy, though, because the university’s decision to grant the time-off request kept the case out of court, it was not clear how much of a precedent Anna’s victory establishes.

It doesn't establish anything. The University simply didn't want the publicity in court for the sake of 2 days pay. One could also comment is it fair to own a dog with a full time job and leave it on its own all day in the first place.
20) Message boards : Cafe SETI : Kicking the habit......smoking. What worked for you? (Message 1895266)
Posted 4 days ago by Profile Chris SCrowdfunding Project Donor
Post:
It blows my mind how much cigarettes cost. I had no idea it was that expensive. Is it just the last couple decades that prices have gone up so much due to tobacco taxes?
When I gave up in 2007 they were £5 now they are £11. Mainly budget tax increaeses.

Tax rises


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