EQUIFAX Hacked! 143 MILLION People Affected! :-O

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Grant (SSSF)
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Message 1888761 - Posted: 9 Sep 2017, 2:14:13 UTC - in response to Message 1888752.  

I could throw my car further than i'd trust that company.

Yeah, we have them here too. The good part of the article is that at least a legal authority has weighed in that their attempt to stave off a class action with a waiver is legally worthless.

But it could still take 20 years in the courts to get that final verdict. All the bean counters need to do is give them numbers showing it'd be cheaper to fight it for 50 years than just admit they screwed up & pay the penalty.
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Message 1888762 - Posted: 9 Sep 2017, 2:42:21 UTC

The problem is, none of us consented for that kind of data collection. The USA needs to get away from the SSI# being the IT thing to your identity.
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Message 1888765 - Posted: 9 Sep 2017, 3:02:20 UTC - in response to Message 1888762.  

The problem is, none of us consented for that kind of data collection. The USA needs to get away from the SSI# being the IT thing to your identity.

You make a good point.
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Message 1888768 - Posted: 9 Sep 2017, 3:17:18 UTC - in response to Message 1888765.  

The problem is, none of us consented for that kind of data collection. The USA needs to get away from the SSI# being the IT thing to your identity.

You make a good point.

Indeed, I agree. Here in Kentucky, we just recently stopped using the SS# as our Driver's License number, but there's still too many things tied to those digits.
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Message 1888769 - Posted: 9 Sep 2017, 3:47:15 UTC

I wonder if the Equifax executives who sold their stock prior to this announcement will get in trouble for insider trading?
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Message 1888781 - Posted: 9 Sep 2017, 6:53:21 UTC - in response to Message 1888769.  

I wonder if the Equifax executives who sold their stock prior to this announcement will get in trouble for insider trading?

DOUBT IT!

So far, all articles I have read stated the executives "were unaware of any security breach.... when the stocks were sold".
The timing of the stock sales seems VERY SUSPICIOUS and smells like rotting fish on a Texas sidewalk on a sunny, breeze-less, 120 degree day!
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Message 1888797 - Posted: 9 Sep 2017, 10:10:23 UTC - in response to Message 1888781.  

I wonder if the Equifax executives who sold their stock prior to this announcement will get in trouble for insider trading?

DOUBT IT!

So far, all articles I have read stated the executives "were unaware of any security breach.... when the stocks were sold".
The timing of the stock sales seems VERY SUSPICIOUS and smells like rotting fish on a Texas sidewalk on a sunny, breeze-less, 120 degree day!

Of course, THEY will all say they knew nothing was afoot.
But WE know that when it waddles like a duck, quacks like a duck, and looks like a duck.........the dang thing is a duck.
"Freedom is just Chaos, with better lighting." Alan Dean Foster

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Message 1888859 - Posted: 9 Sep 2017, 18:26:24 UTC

Equifax and why Identity Protection needs to be destroyed and recreated

September 8th, 2017 by Abine Online Privacy

It’s not just Equifax. The entire industry is full of itself, corrupt, and hawking services with close to zero value. It’s hard to find the perfect words but the best descriptor for current identity protection is probably simple: “insurance fraud”. The problem of managing our identity online is real – we live increasingly digital lives with the inevitable result that our information is more and more exposed.

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Message 1889189 - Posted: 11 Sep 2017, 7:30:16 UTC - in response to Message 1888762.  

The problem is, none of us consented for that kind of data collection. The USA needs to get away from the SSI# being the IT thing to your identity.

It doesn't matter what the number is, the fact that there is a universal number is the problem. Street address would be just as bad as the crooks would just use that as the sort key. Even an implanted RFID chip wouldn't be safe, the crook would simply clone the chip.

As to the data collection, you consented to it the moment you opened an account with any financial institution. Buried in the six point fine print it says we can/will report you to a credit reporting agency.

I was thinking of a PIN number to unlock, encrypt/decrypt your file, but that won't work. You would have to give that up to your credit card, mortgage, etc. company and their system could be breached and then your PIN is floating out there on pastebin.

An EVM style chip might work, but all the credit bureaus would have to cooperate or you would have to carry several chip cards. The issue for you though is now you must be present in person with your chip card when you open the account, can't do it over the net or by snail mail. The issue with an EVM chip is how to secure the monthly reports your credit card company makes to the credit bureau and the update report they pull on you as the chip can't be present then.

The problem is the need for a three person type of PGP. We have two person solved.
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Message 1889589 - Posted: 13 Sep 2017, 19:07:35 UTC - in response to Message 1888859.  

Equifax and why Identity Protection needs to be destroyed and recreated

September 8th, 2017 by Abine Online Privacy

It’s not just Equifax. The entire industry is full of itself, corrupt, and hawking services with close to zero value. It’s hard to find the perfect words but the best descriptor for current identity protection is probably simple: “insurance fraud”. The problem of managing our identity online is real – we live increasingly digital lives with the inevitable result that our information is more and more exposed.

Isn't the whole industry a con, because if you don't borrow, don't have a mortgage and immediately repay any credit card purchases, according to these companies your credit worthiness is virtually nil.
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Message 1889628 - Posted: 13 Sep 2017, 21:15:49 UTC - in response to Message 1889589.  

Equifax and why Identity Protection needs to be destroyed and recreated

September 8th, 2017 by Abine Online Privacy

It’s not just Equifax. The entire industry is full of itself, corrupt, and hawking services with close to zero value. It’s hard to find the perfect words but the best descriptor for current identity protection is probably simple: “insurance fraud”. The problem of managing our identity online is real – we live increasingly digital lives with the inevitable result that our information is more and more exposed.

Isn't the whole industry a con, because if you don't borrow, don't have a mortgage and immediately repay any credit card purchases, according to these companies your credit worthiness is virtually nil.

I agree with the corruption.

I paid my mortgage off years ago and credit cards immediately. My credit score is 823.
...
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Message 1889660 - Posted: 14 Sep 2017, 0:43:16 UTC - in response to Message 1889628.  

I paid my mortgage off years ago and credit cards immediately. My credit score is 823.

Like you, I own all my property free and clear, don't carry any debt, and my scores average in the 820's, but a major purchase above my average CC usage usually dings me a few points even though I always pay it off in full before incurring any interest charges.
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Message 1889695 - Posted: 14 Sep 2017, 6:38:14 UTC

From CNET:
Equifax reportedly used 'admin' as password in Argentina
Add Argentina to the list of countries potentially affected by sloppy Equifax security.

Should you trust credit monitoring company Equifax to keep your personal data safe? The answer to that question may be getting clearer. Not only did the firm suffer one of the largest data breaches in history -- 143 million people's names, social security numbers, home addresses and more hacked, click here for more info -- but experts keep managing to poke holes in the company's security.

The latest comes from Argentina, where Equifax reportedly used the word "admin" as both the username and password for an employee web portal designed to protect both employees and customers who submitted credit disputes. (It doesn't take Edward Snowden to know that's a bad idea.)

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Message 1889810 - Posted: 14 Sep 2017, 21:11:37 UTC

FTC opens probe into massive Equifax hack

The Federal Trade Commission has opened a probe into Equifax's massive data breach, where hackers stole a treasure trove of personal information about up to 143 million people.

"The FTC typically does not comment on ongoing investigations. However, in light of the intense public interest and the potential impact of this matter, I can confirm that FTC staff is investigating the Equifax data breach," spokesman Peter Kaplan said in a brief email statement.

Equifax did not immediately respond to a request for comment on the FTC probe.

The FTC will file a complaint against companies that it feels have been sloppy in protecting consumer data.

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Message 1889814 - Posted: 14 Sep 2017, 21:14:48 UTC

WATCH OUT FOR THE "Equifax SCAM Calls"
From the Federal Trace Commision (FTC) Equifax isn’t calling

by Lisa Weintraub Schifferle Attorney, FTC, Division of Consumer and Business Education

Ring, ring. "This is Equifax calling to verify your account information."

Stop. Don’t tell them anything. They’re not from Equifax. It’s a scam.

Equifax will not call you out of the blue.

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Message 1890737 - Posted: 19 Sep 2017, 5:04:01 UTC

Got an e-mail today with Equifax in the header today. I didn't open it, just reported it as plishing. Anybody else got one?
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Message 1891911 - Posted: 26 Sep 2017, 23:01:13 UTC

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Message 1893321 - Posted: 5 Oct 2017, 4:55:26 UTC
Last modified: 5 Oct 2017, 5:31:46 UTC

[UPDATE:]

OK - Well, this Equifax Hack means this is the FOURTH time I've been notified that my Identity Information has been STOLEN! So far, in the last two years, since the First Hack, I've been enrolled in one Credit Monitoring Service and LifeLock.

I'm currently working with LifeLock to remove SOME Personal ID Information found on the Web. Interestingly, MULTIPLE Account Records have been created in my name, and have my current address and relatives' information, too. ONE Record, though, has a blatant INCORRECT Address. I'm working on removing AS MUCH info. as I can via LifeLock Services. Some of the Removal Requests could take as long as a week to get confirmed.

I HIGHLY recommend that EVERY ONE OF US do the same, as best as one can... It is impossible to get EVERYTHING removed; but, with effort, MOST EVERYTHING can be removed.

Good luck, everyone.


TL

[EDIT:]

USSearch
Been Verified
...et. al.... Go to Sites like these, and complete the Opt Out Process. (Or, if any of you, (like me), have access to LifeLock; it's really a couple mouse clicks for each Site found by LifeLock that have your ID Info...) Once complete, your ID Info. will be harder to obtain via Web Searches.


TL
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Message 1894932 - Posted: 12 Oct 2017, 21:02:16 UTC

Hacked AGAIN!
http://www.reuters.com/article/us-equifax-breach/equifax-takes-down-web-page-after-report-of-new-hack-idUSKBN1CH2F3
NEW YORK (Reuters) - Equifax Inc said on Thursday it has taken one of its customer help website pages offline as its security team looks into reports of another potential cyber breach at the credit reporting company, which recently disclosed a hack that compromised the sensitive information of more than 145 million people.

The move came after an independent security analyst on Wednesday found part of Equifax’s website was under the control of attackers trying to trick visitors into installing fraudulent Adobe Flash updates that could infect computers with malware, the technology news website Ars Technica reported.
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Message 1899848 - Posted: 8 Nov 2017, 16:17:37 UTC

Equifax Woes Continue: Work and Salary History is Public Info

Now, as being reported by KrebsonSecurity, it’s clear that Equifax’s lack of security within one of their subsidiaries have made it almost too easy for hackers and ID thieves to access detailed employment and salary history of impacted individuals.

TALX, an Equifax Security Catastrophe
TALX (pronounced “Talks”) was a subsidiary of Equifax that provided payroll, HR and tax services to employers online, and now operates as Equifax Workforce Solutions as of 2012. One of the popular features of TALX, known as “The Work Number” allows for automated verification of employment and income used for prospective employers.

In May, KrebsonSecurity recounted a security breach announced by TALX to its Work Number service, caused by unauthorized account access by hackers who were able to reset account PINs by successfully answering account security questions. By gaining access to this database, hackers can easily obtain, record and index work and salary histories of the 143 Equifax hack victims announced in September 2017, using the PII that was breached and released during the July 2017 breach.

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Message boards : Cafe SETI : EQUIFAX Hacked! 143 MILLION People Affected! :-O


 
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