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Message 1715300 - Posted: 19 Aug 2015, 13:45:05 UTC - in response to Message 1715153.  

I lost track of how much money you have spent on the TV up to this point

I spent just $307.00, some on the tv, some on the stand, shipping an incorrect tv part back to the seller, screws for the stand, some adapter cables(video and component), gasoline for the car, a burger and such for the trip, since I needed the energy, plus I'd gotten a payday loan to help pay for the tv and such, which was the reason why I was reluctant to go beyond the initial amount, the loan has been paid off of course.

And yes I'm getting another loan on the 1st.


Vic, We know you like fixing things. but spending that amout of cash is a never ending tale of woe.
My Samsung 52" died 3 months ago. It was 3 years old. The Tv guy said it would cost more to fix it then getting a new TV.
So I bought a 55" LG from BEST BUY for $497.00.

I think by the time you buy all the parts second hand that( maybe) wont work You could have saved the money to buy new.
And I know first hand how hard it is to unsolder components on a board and then soldier in a replacement with out harming the next door component.

I only intend to buy 1 part James, a board, not several components for a board, I don't have the needed equipment to do the unsoldering and soldering of close to a dozen caps.
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Message 1715303 - Posted: 19 Aug 2015, 13:57:23 UTC - in response to Message 1715254.  

And yes I'm getting another loan on the 1st

I think Vic is ill advised to live on loans, overdrafts and credit, because it costs him money in interest that could be better used. But that is his way of managing his money.

If I got more every month, I wouldn't need one from time to time, I'm not the only one either, benefits are too small and some want My and others benefits to go down, to be cut and capped, permanently, like was done with TANF back in the 90's.

And I do not live on these loans, I just have to roll them over in smaller amounts(as most others do), until I can afford to pay the loan off, since this is still the wrong time of year for repairs mostly(this is soon to be dmv/smog and property tax time), the only repair that I think I can pay for right now without a loan, is on the heaters electrical component, the dual ganged breaker, possibly double poled too.
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Message 1715312 - Posted: 19 Aug 2015, 14:20:08 UTC

Vic, getting loans is NOT the way out of your situation, nor is blaming everyone else for your financial situation. The way out is PROPER budgeting and prioritizing of your expenditure. Rolling payday loans over is just a very good way of lining someone's over stuffed pocket with your money and reducing your already limited spending power. Clear out the current loan and NEVER get another one, the same goes for any credit cards (as opposed to pre-paid cards), clear them out and NEVER use them to "get now and pay later" - I know, I nearly went bust a few years ago doing exactly that.

You don't need a TV, but you do need food and, knowing how poor the public transport is in your area, a car is probably needed as well. You have taxes coming along soon, and no doubt a few other imperative expenses. These are your priorities, then comes things like sorting your house-related things out, then, and only then consider the luxuries of life like computers and TVs.
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Message 1715325 - Posted: 19 Aug 2015, 14:52:36 UTC - in response to Message 1715312.  

Vic, getting loans is NOT the way out of your situation, nor is blaming everyone else for your financial situation. The way out is PROPER budgeting and prioritizing of your expenditure. Rolling payday loans over is just a very good way of lining someone's over stuffed pocket with your money and reducing your already limited spending power. Clear out the current loan and NEVER get another one, the same goes for any credit cards (as opposed to pre-paid cards), clear them out and NEVER use them to "get now and pay later" - I know, I nearly went bust a few years ago doing exactly that.

You don't need a TV, but you do need food and, knowing how poor the public transport is in your area, a car is probably needed as well. You have taxes coming along soon, and no doubt a few other imperative expenses. These are your priorities, then comes things like sorting your house-related things out, then, and only then consider the luxuries of life like computers and TVs.

Look Rob, I don't work for a living anymore, so how else would I get the extra money that I normally don't get? Steal it from a Bank? I get a check, of a set amount, no more, no less. Should I and others get more from Government? Yes. Do some in Government want to cut what I get? Yes and I can name, names, I know of at least two, one should be very familiar to Eric. But some would cry foul whine for exposing this and claim this is getting political and then you can guess what will happen..
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Message 1715326 - Posted: 19 Aug 2015, 14:55:28 UTC - in response to Message 1715319.  

What you say Rob makes complete sense to us of course, but you have to realise that to Vic, living on his own as he does, computers and TV's are necessities, it's the only way he keeps in contact with the outside world. They at times come before food if necessary. Vic has survived all these years by doing what he does, so it must work for him. Although living on powdered eggs isn't much of a life is it?

Actually I always try and buy enough food, for both Grace and I, living on $889.40 a month isn't easy, some ought to try it, I know of some who won't...
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Message 1715349 - Posted: 19 Aug 2015, 16:05:47 UTC

Vic, your $889 per month compares very favourably with the £57/week I lived on for the best part of two years, that is about $360 per month. If I were in the same situation today I would be getting about $470 per month. I didn't have to run off and get loans, I cut out all the none essentials, I was lucky that that I could walk to most places I had to get to, but had to plan every car journey to minimise expenditure to the barest minimum. So don't plead poverty to me, I know what it is like, and would have loved to have had the income you are "enjoying" just now.
Just LEARN TO LIVE within your means, don't try to get everything NOW and save up for that next treat, you will enjoy it more.
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Message 1715358 - Posted: 19 Aug 2015, 16:30:50 UTC - in response to Message 1715349.  

Vic, your $889 per month compares very favourably with the £57/week I lived on for the best part of two years, that is about $360 per month. If I were in the same situation today I would be getting about $470 per month. I didn't have to run off and get loans, I cut out all the none essentials, I was lucky that that I could walk to most places I had to get to, but had to plan every car journey to minimize expenditure to the barest minimum. So don't plead poverty to me, I know what it is like, and would have loved to have had the income you are "enjoying" just now.
Just LEARN TO LIVE within your means, don't try to get everything NOW and save up for that next treat, you will enjoy it more.


Look Rob, unless you live in the US, you might not know some things, I live 10% below the poverty line here in the US, The Federal Government gives $733.00 a month, CA gives another $156.40 since California is a very expensive place to live at, since almost everything is imported into this very popular state and that means there is a lot of demand, so prices are higher.

So live within My means, so if something breaks, which does happen, no repairs or replacement?? Is that it?

If I need new clothes or car parts, no new clothes, no car parts, etc, etc?

So I should live in a room with 4 blank walls?

You do know I'm allowed by law to take out loans, don't you Rob?

You do not know what you are talking about Rob, but then you're a Brit who tries to compare Apples to Oranges(US to UK).

I do not like taking out loans Rob, but to do more than just support Myself, to do repairs and pay taxes, I find that My income is not adequate, I can pay for taxes or repairs, not both at the same time, My living expenses and normal bills take up a lot of My budget, so please with all due respect, shut up...
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Message 1715360 - Posted: 19 Aug 2015, 16:43:12 UTC

I think most people are trying to offer personal background and constructive help. We all have our own ways of looking at and doing things.
The mind is a weird and mysterious place
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Message 1715363 - Posted: 19 Aug 2015, 16:48:14 UTC

TVs are nice, although i don't have one anymore
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Message 1715384 - Posted: 19 Aug 2015, 17:31:34 UTC - in response to Message 1715360.  

I think most people are trying to offer personal background and constructive help. We all have our own ways of looking at and doing things.

The 'Live within your means' statement is particularly wrong, since My means does not change too often and if something, like My car needs needed urgent repairs, I'm supposed to live within My means, if that's help, then go away, I don't need to be insulted... And I do mean Insulted...
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Message 1715387 - Posted: 19 Aug 2015, 17:38:14 UTC

Sure glad I've worked 36 years and paid in over $63,000 so far, so those that have contributed zip can live well.
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Message 1715389 - Posted: 19 Aug 2015, 17:40:05 UTC

Vic, I am not insulting you, but pointing out a few truths you need to learn.

I don't want you to go down a path that I've seen far too many head down (including me). Carry on rolling over your pay day LOANS, which you shouldn't legally have, and you you will be in very serious financial trouble. Unable to find enough money for your taxes, pay the charges on your mobile home, your food bills etc, never mind the repairs to your car, then you will be very close to where I was, a point where even the pay day LOAN sharks won't touch you.
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Message 1715396 - Posted: 19 Aug 2015, 17:44:45 UTC - in response to Message 1715389.  

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Message 1715407 - Posted: 19 Aug 2015, 17:55:41 UTC - in response to Message 1715387.  

Sure glad I've worked 36 years and paid in over $63,000 so far, so those that have contributed zip can live well.

I don't live high on the proverbial hog, I do skimp on food some, not cause I want to, cause I have a limit on what I can spend. I'd love to spend a lot of money on food, in the coming months I'll be spending about $150 or so on food, I don't get food stamps, in CA this is not possible for what I and 1 million other people in California get, I'd have to somehow move out of state to get food stamps, expanding and providing benefits is constitutional, it says 'provide for the General Welfare' in the US Constitution in Article 1, Section 8, Google it, people want to expand benefits, not cut them, since benefits are not adequate.
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Message 1715427 - Posted: 19 Aug 2015, 18:16:21 UTC - in response to Message 1715407.  

it says 'provide for the General Welfare' in the US Constitution in Article 1, Section 8


I'm pretty sure 'General Welfare' wasn't intended to include TV's, computers and toys.
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Message 1715432 - Posted: 19 Aug 2015, 18:22:13 UTC - in response to Message 1715427.  
Last modified: 19 Aug 2015, 18:24:06 UTC

it says 'provide for the General Welfare' in the US Constitution in Article 1, Section 8


I'm pretty sure 'General Welfare' wasn't intended to include TV's, computers and toys.

Those and autos, trains, none were around then, you either walked or rode a horse, Thomas Paine advocated for a Basic Income for all and He was a founding father.

Similar proposals for "capital grants provided at the age of majority" date to Thomas Paine's Agrarian Justice of 1795, there paired with asset-based egalitarianism. The phrase "social dividend" was commonly used as a synonym for basic income in the English-speaking world before 1986, after which the phrase "basic income" gained widespread currency.[4] Prominent advocates of the concept include Philippe Van Parijs, Ailsa McKay,[5] André Gorz, Hillel Steiner, Peter Vallentyne, and Guy Standing.


Computers and autos, among other things are necessities today...
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Message 1715466 - Posted: 19 Aug 2015, 19:28:18 UTC

This is a picture of the inside of some sort of machine.
It was the most complicated thing I could find to post... and I'm pretty sure that it needs repair.

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Message 1715486 - Posted: 19 Aug 2015, 20:14:40 UTC - in response to Message 1715466.  

I'll take top right corner & you take bottom left corner - we'll meet in the middle :-)

how long do you think it'll take us?
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Message 1715489 - Posted: 19 Aug 2015, 20:18:51 UTC - in response to Message 1715466.  

This is a picture of the inside of some sort of machine.
It was the most complicated thing I could find to post... and I'm pretty sure that it needs repair.


Too complex for Me, though I know what it is, hopefully it's not ticking still..
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Message 1715493 - Posted: 19 Aug 2015, 20:30:12 UTC

Now it could be related to a machine that is a favorite of mine

Took this last year a Bletchley Park

And yes it was definitely still ticking among other noises



It's a reconstructed Alan Turing Bombe.
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