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Extra care with technology
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Author | Message |
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Gordon Lowe Send message Joined: 5 Nov 00 Posts: 12094 Credit: 6,317,865 RAC: 0 |
I wouldn't want one of those fancy schmancy type of debit cards. I carry a regular one, but never even use it. I pay for everything with a credit card because it's safer and I don't have to pay right away. The mind is a weird and mysterious place |
Jim Martin Send message Joined: 21 Jun 03 Posts: 2473 Credit: 646,848 RAC: 0 |
I have a credit card, with a chip imbedded in it. Have read that a person should tape a piece of aluminum foil over it, to prevent someone (in a supermarket, for instance) from hacking into it. I may consider, as no store has used it -- just the magnetic strip, so far. |
Julie Send message Joined: 28 Oct 09 Posts: 34053 Credit: 18,883,157 RAC: 18 |
You have to pay (péage) on the French autoroutes. When I entered my bank card in the machine, it took money off of my account without asking for my PIN. There have been a lot of problems already with this, wrong amounts that are taken from people's bank accounts etc... and then there's the safety aspect, what if someone finds your bank card in France?? They can pay their péage with it with no fuss, really not safe. I checked my bank account when I was back in Belgium but all was well, luckily. rOZZ Music Pictures |
Carlos Send message Joined: 9 Jun 99 Posts: 29815 Credit: 57,275,487 RAC: 157 |
It is not uncommon for credit cards to waive any verification here in the US if the amount is less than $25. The amount can very bank by bank. But often when I buy a mean I will give them my card it's swiped and that's it. So please be aware. |
David S Send message Joined: 4 Oct 99 Posts: 18352 Credit: 27,761,924 RAC: 12 |
I wouldn't want one of those fancy schmancy type of debit cards. I carry a regular one, but never even use it. I pay for everything with a credit card because it's safer and I don't have to pay right away. Same here, plus my card earns Amtrak Guest Rewards points. David Sitting on my butt while others boldly go, Waiting for a message from a small furry creature from Alpha Centauri. |
celttooth Send message Joined: 21 Nov 99 Posts: 26503 Credit: 28,583,098 RAC: 0 |
aluminum foil I have a small pouch I made from aluminum for my cards..... |
John McLeod VII Send message Joined: 15 Jul 99 Posts: 24806 Credit: 790,712 RAC: 0 |
The Chip & Pin are actually safer than the magnetic swipe cards as they are extremely difficult to duplicate. By the end of 2015, all merchants in the US will have to accept Chip & Pin cards. I believe there is also a deadline for all banks to supply cards with chips (either & pin or & signature). Chip & signature fixes some problems, but not others that the chip & pin fixes. I have had a couple of stores use the pin portion of the card since it was there. The chip & pin cannot be read without a powered contact. It is the contactless ones that you have to worry about as they can be read from a distance with a directional antenna and the correct hardware & software. BOINC WIKI |
BladeD Send message Joined: 9 Aug 11 Posts: 13320 Credit: 1,603,919 RAC: 2 |
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W-K 666 Send message Joined: 18 May 99 Posts: 19047 Credit: 40,757,560 RAC: 67 |
Even on the beach. Blackpool |
W-K 666 Send message Joined: 18 May 99 Posts: 19047 Credit: 40,757,560 RAC: 67 |
It's not chip and pin cards that are inherently insecure but the newer RFID cards. http://en.wikipedia.org/wiki/Wireless_identity_theft In the UK they have the symbol shown in top right corner. |
Bernie Vine Send message Joined: 26 May 99 Posts: 9954 Credit: 103,452,613 RAC: 328 |
But from what I've read, we (in the US)are behind with our credit cards tech. So it's easier to commit credit card fraud here. I can remember being totally stunned when shopping in Macey's New York back in 2009 to be asked to "sign" the credit card receipt!! The UK has had chip and pin since 2004. Then finding all I needed to do to get fuel was to swipe my card in the pump reader, no pin, no sign, just swipe. It surprised me even more when that was still the case last September! I guess that is is to do with the sheer logistics of getting a chip and pin card to all users and then rolling out the necessary hardware to all outlets. Still it must make the USA a fraudsters paradise. |
zoom3+1=4 Send message Joined: 30 Nov 03 Posts: 65736 Credit: 55,293,173 RAC: 49 |
We had a problem a few years ago in the UK with a certain group of garages being supplied with hundreds of tampered with card swipe machines, that were "skimming" cards. They can also fit devices to bank ATM's. Another trick is to work in pairs, at ATM's where one in a queue will look over your shoulder to get the PIN number then the accomplice will pickpocket you for the card. I hear ya Chris, but then I just got a good credit score of 704 and I've only had the card for only a month, My card stays in My wallet, it has a stripe. The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's |
Gordon Lowe Send message Joined: 5 Nov 00 Posts: 12094 Credit: 6,317,865 RAC: 0 |
Target had a major data breach around last Christmas, that exposed quite a few people's personal info gathered via CC's to hackers. Supposedly it was an inside job, but I never heard exactly how it was resolved. The mind is a weird and mysterious place |
zoom3+1=4 Send message Joined: 30 Nov 03 Posts: 65736 Credit: 55,293,173 RAC: 49 |
Yes I also hear ya Vic. But I do wish that you wouldn't post personal financial details on a bulletin board that is open to the whole world. The fact that you have $177 and pay $25 a month is private to you, not 7 billion other people :-) There's no account details and no last name, so I doubt anything would come of it, besides that's not a current balance and the payment is a common one. The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's |
Blurf Send message Joined: 2 Sep 06 Posts: 8962 Credit: 12,678,685 RAC: 0 |
Yes I also hear ya Vic. But I do wish that you wouldn't post personal financial details on a bulletin board that is open to the whole world. The fact that you have $177 and pay $25 a month is private to you, not 7 billion other people :-) Your credit score should be a private matter (IMHO) but do as you wish. |
Gary Charpentier Send message Joined: 25 Dec 00 Posts: 30637 Credit: 53,134,872 RAC: 32 |
Target had a major data breach around last Christmas, that exposed quite a few people's personal info gathered via CC's to hackers. Supposedly it was an inside job, but I never heard exactly how it was resolved. After they found out they got in via "the internet of things" they closed the hole that allowed the air conditioners on the same network as the credit card data. As to the hacked data, it is still for sale although a bit stale now. Target was able to tell the banks what card numbers might have been stolen, so a lot of people got a new card with a different number. And that very same kind of breach has happened at least twice since then that I have heard of, so closing loopholes is not taken seriously. |
David S Send message Joined: 4 Oct 99 Posts: 18352 Credit: 27,761,924 RAC: 12 |
Target had a major data breach around last Christmas, that exposed quite a few people's personal info gathered via CC's to hackers. Supposedly it was an inside job, but I never heard exactly how it was resolved. Here in the Chicago area, it has happened recently with Jewel Food Stores (I shopped there twice during the period in question) and some UPS Stores (not been there in years). Sounds like it was not the same kind of breach in both cases. David Sitting on my butt while others boldly go, Waiting for a message from a small furry creature from Alpha Centauri. |
TimeLord04 Send message Joined: 9 Mar 06 Posts: 21140 Credit: 33,933,039 RAC: 23 |
But from what I've read, we (in the US)are behind with our credit cards tech. So it's easier to commit credit card fraud here. Actually, Bernie, for several years now; Gas station pay pumps require the customer to put in their Postal Zip Code for security to authorize the charge on the pump. Since your card is from outside the US; you may not have been subject to that security measure. However; I still wish the US would get chip and pin cards. They are much more secure. TimeLord04 Have TARDIS, will travel... Come along K-9! Join Calm Chaos |
David S Send message Joined: 4 Oct 99 Posts: 18352 Credit: 27,761,924 RAC: 12 |
In the Chicago area, Chicago Transit Authority and Pace, the suburban bus agency, just switched from their fare card system to a system called Ventra. It's an RFID debit card. It didn't work very well at first, but they seem to have gotten most of the bugs out and finally stopped selling and accepting the old cards. One remaining bug, which could be a feature if they handled it better, is that it also reads other RFID cards that get near the scanner. The whole thing is set up more to the benefit of the Ventra contractor than the public. David Sitting on my butt while others boldly go, Waiting for a message from a small furry creature from Alpha Centauri. |
David S Send message Joined: 4 Oct 99 Posts: 18352 Credit: 27,761,924 RAC: 12 |
Oh yeah, just remembered. If you want to use an RFID card other than Ventra, you have to register it with Ventra or it will get charged the cash fare, which is higher than the standard fare with a Ventra card. (These things are mainly intended for daily commuters, not casual tourists.) David Sitting on my butt while others boldly go, Waiting for a message from a small furry creature from Alpha Centauri. |
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